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Home Loan

Thinking about Home Loan ? Be careful when you select the home loan provider. There are many irresistible offers in the market. Please think about the financial liability the home loan is going to bring in your life for a very long time.

It is the experience of many borrowers that a booklet containing the terms and conditions of home loan had to be signed even without reading one paragraph of the booklet. Genrally you see only this booklet at the final stage. Till then you will be carried away with attractive brochures and sweet talk of the sales personnel.

While the new generation banks bring you some fast procedures and easy documentation, there exists an equal probability of higher risk. Where as nationalised banks trouble you with some lengthy procedures and red tapism. But there will not be any risk factors. All the terms and conditions would be as per the RBI regulations and no intention will be there to take genuine customers into any sort of troubles.

Ever since Government of India started providing more tax incentives for replayment of home loan, the housing industry has boomed. Large segement of middle class population took advantage and went for buying a house by availing a home loan.

This author categorically advises all those who are taking a home loan to look into various risk factors. As far as possible, go for a home loan with less period of repayment.

You can send your comments by clicking on Home Loan

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